Digital's proprietary suite of decision-support tools, BENEFIT SELECT®, optimizes employer benefits plan selection. Our models eclipse the utility of the typical broker spreadsheet, offering analyses far deeper than market summaries of rates and plan options. We provide guidance that encompasses value scoring, employee exposure estimates and more. The process diminishes internal analysis, improves decision making and enhances results, often reducing benefits costs and increasing value to your company and your employees.

Most health and disability benefits plans have up to 50 variables that significantly impact cost and/or coverage. BENEFIT SELECT® examines these, highlights cost-drivers and identifies available options to control expenses. Our tools also quantify value differences among plan features, enabling your finance and human resources executives to make strategic decisions based on clear, actionable information. In addition, we provide fact-based communication materials for your employees.

Digital also takes a rigorous approach to risk management, identifying areas such as contributions, waiting periods and eligibility definitions that are counterproductive to intended goals. We probe with key questions such as: At what point does employee turnover occur? Are there certain categories of employees that are more or less difficult to recruit and retain? How does your contribution compare to other competitors for the pool of similar employees? By carefully structuring the benefits program, we help clients maximize the return on benefits dollars.

Digital's thorough, unbiased analysis establishes a new standard for benefits consulting. The scope of our efforts and our commitment to client service makes our company unique. You receive the highest level of strategic support, the most advanced plan analytics and optimal solutions.