Often overlooked in the past, voluntary insurance products are now ready for a main stage performance. Thanks to enormous shifts in health insurance, employers and employees see these benefits (disability, critical illness, gap life insurance and more) in a completely new light. If properly combined, these benefits can fill gaps in coverage, protect employees income and serve a crucial function if a medical event occurs.

Digital Benefit Advisors offers a new approach to employees' benefits by examining the overall needs of your workforce, then devising Integrated Solutions, a combination of policies to provide opportunities for maximum coverage and satisfaction. This framework brings multiple elements together and presents more comprehensive protection. Optional policies fit together with employer health plans in a manner similar to the way Medicare Supplemental plans mesh with Medicare.

Transformation in the health insurance market has prompted this shift in philosophy for many employers. Rising premiums and high deductibles have led to diminished and dropped coverage. If properly managed, voluntary benefits can position employers as leaders who care about their workforce. Ask your advisor about how Integrated Solutions can work for your company.