More products, more carriers and often at better price points. And even a selection of options you won't find anywhere else. This is the product advantage Digital offers - regardless of how many people your company employs.

Digital has relationships with several hundred insurance carriers. In addition, we're licensed to operate in every state. So whether you have two employees in a single location or hundreds spread across the country, we can design an employee benefits plan that's right for you.

Product Offerings

• Group and Individual Medical
• Individual Medigap (Medicare Supplement) plans
• Individual Medicare Advantage plans
• Group and Individual Dental
• Group Vision
• Group and Individual Long-Term Care
• Group and Individual Short- and Long-Term Disability
• Group and Individual Whole and Term Life
• Total Compensation Reports
• Voluntary Benefits Packages

Proprietary Solutions

Digital's size and marketplace clout mean carriers work with us to design plans and benefits you won't find elsewhere. Examples include special benefits packages, premium discounts on several product lines and guaranteed rates for multiple years, as well as higher coverage limits for life, dental and disability products. Businesses gain buying power by joining forces with thousands of other Digital clients.

For example, Digital Advantage, a suite of benefits products exclusively available from Digital Insurance, breaks new ground in the benefits industry by delivering attributes such as no underwriting, simplified enrollment and longer rate guarantees on disability, critical illness and accidental injury policies. In addition, there is flexibility for employers or employees to pay the premiums -- or the opportunity for combined contributions. Because these features are usually only available to large companies, clients gain true purchasing power through Digital's volume and powerful scale in the SMB (small and medium business) marketplace.

Tax Advantage Solutions

We also offer solutions to reduce business, employee and individual tax liability:

• High Deductible Health Plans (HDHP) with Health Savings Accounts (HSA)
• Flexible Spending Accounts (FSA)
• Individual Medicare Advantage plans
• Dependent Care Accounts (DCA)
• Health Reimbursement Arrangements (HRA/105)
• Premium Only Plans (POP)
• Transit Plans (132)